Mortgage Rates - MLS - Mortgage Loan Specialists -Larry Martinez
Debt Consolidation - Information and Resources
Loan Application Mortgage Loan - Loan Application Appraisal Articles Amortization Schedule - Appraisals Articles Mortgage Rates - Insurance Articles Lowest Mortgage Rate - Bankruptcy Equity Line of Credit - Insurance Articles Mls - Credit Mls - Credit Second Mortgage - Loan Features Mortgage Refinancing Articles Nationwide Lenders - Down Payment Information Low Rates - Foreclosure Articles Adjustable Mortgage - Loan calculator Home Equity - The Loan Process Cash Out - Glossary


When Personalized
Service MattersMortgage Calculator - Larry and new son Joshua
About Larry Martinez

"Larry explains things very well. He gives me choices I can understand. When I wanted to change programs after the documents were all ready to sign, it was no problem. He genuinely cares that you get exactly what you want."
                   —Theresa Whindsite

More Testimonials


   
  Available Programs

     Fixed Rate Mortgage

     1/1, 3/1, 5/1, 7/1, 3/6, 5/6 ARM

     1 Month MTA / Libor ARM

     Home Equity Line of Credit

     Raw Land Financing

     Bridge Financing

     100% Financing

     Interest Only Loans

     Stated Income Loans

     No Doc Loans

     No Cost Loan


Actual loan qualification is subject to verification of income, credit, property appraisal, and other factors.


Comparing Loan Quotes
• Get it in writing! Disclosure should itemize ALL costs.
• Watch for prepayment penalties.
• Is "Rate Lock" period long enough to get it done?
• Are impound accounts mandatory?

— Featured Rates —

Adjustable Rate Mortgage
1.00% Start Rate
7.875% APR

Fixed for 5 Years Interest Only
5.875%
5.911% APR
30 Year Fixed
6.00%
6.015% APR

The prices above are regularly updated and represent an indication only. These figures are deemed reliable but are not guaranteed. Actual qualification is subject to verification of income, credit, property appraisal and other factors.

About Mortgage Loan Specialists
Mortgage Loan Specialists is a low pressure California mortgage loan brokerage dedicated to providing the highest service possible. Our company’s huge success is attributed to a very large percentage of repeat customers who are searching for the best California mortgage rate, whether it is a fixed rate mortgage, an adjustable mortgage, home equity loan, an equity line of credit, a second mortgage or cash out loan. We also do debt consolidation loans by refinancing your California home mortgage to include credit card debt, car & boat loans or any other non home loan debt at the lowest current mortgage rate. MLS is approved with hundreds of nationwide lenders for Mortgages and homeloans.

Mortgage Loan Specialists (MLS) has a very high success rate on all their mortgage loans. Your application is pre-screen by experts who KNOW lenders guidelines. We offer credit repair services to get you the best mortgage loan rate. We make sure your loan will be approved BEFORE it is submitted to the lender.

We almost never charge points or excess service charges at MLS. Actually, most loans have only two charges, a $475.00 processing fee and a $15.00 credit check, both fees are assessed at the close of escrow. There are no up front fees when you use Mortgage Loan Specialists. An appraisal fee (paid directly to the appraiser) is due at the time of inspection.

 

Attitude

"The longer I live, the more I realize the impact of attitude on life. Attitude, to me, is more important than facts.

It is more important than the past, than education, than money, than circumstances, than failures, than successes, than what other people think or say or do. It is more important than appearance, giftedness, or skill. It will make or break a company... a church ... a home.

The remarkable thing is we have a choice every day regarding the attitude we will embrace for that day. We cannot change the inevitable. The only thing we can do is play on the one string we have, and that is our attitude ... I am convinced that life is 10% what happens to me, and 90% how I react to it.

And so it is with you ... we are in charge of our Attitudes."

 
Call Larry Today
Direct Line To Larry Martinez
Fax Number
larrymartinez@MLScorp.com
 
Mortgage Loan Specialists
711 Grand Ave., Suite 210, San Rafael CA 94901
 
Licensing Information and Verification
MLS License Number and Verification
 
MLS - Mortgage rates - mortgage calculator - debt consolidation - mortgage loan - amortization schedule - equity line of credit
Contact Larry Martinez Equal Housing